🏠 Top Resources for Homeowners in Central California Struggling with Mortgage Payments
- fjromine
- Sep 26
- 2 min read
At ROMINE GROUP, we understand that many families in the Central Valley face financial hardships that make keeping up with mortgage payments difficult. Whether you’re in Tulare, Kings, Fresno, Kern, Madera, or San Luis Obispo County, help is available.
We’ve put together this guide to connect you with local and statewide resources that can provide relief, counseling, legal support, and financial assistance.
🌟 Tulare & Kings Counties
Housing Authority of Tulare County (HATC)
Provides public housing, Section 8 vouchers, and subsidized housing for low-income families.
📞 Phone: (559) 627-3700
🌐 hatc.net
Community Services & Employment Training (CSET) – Housing Support
Offers foreclosure counseling, emergency housing services, and rental support.
📞 Phone: (559) 732-4194
🌐 cset.org
Kings-Tulare Homeless Alliance
Rental payment assistance and homeless prevention services.
📞 Phone: (559) 690-1540
📧 Email: info@kthomelessalliance.org
Tulare County HHSA – Unhoused Programs
Support services for families and individuals at risk of losing housing.
📞 Phone: (559) 624-7445
211 Tulare County
Connects residents to local housing, rent, and utility assistance.
📞 Call or text your ZIP code to 898-211
California Rural Legal Assistance (CRLA) – Tulare & Kings
Legal aid for foreclosure defense, housing rights, and landlord/tenant issues.
📞 Tulare Office: (559) 218-5795
🌐 crla.org
🌟 Fresno County
Fresno County Dept. of Social Services – Housing Assistance
Offers mortgage and rental payment support, plus homelessness prevention.
📞 Phone: (855) 832-8082
Fresno Housing Authority
Section 8 vouchers and affordable housing programs.
📞 Phone: (559) 443-8400
California Rural Legal Assistance (CRLA) – Fresno
Legal aid and foreclosure prevention services.
📞 Phone: (559) 441-8721
🌐 crla.org
🌟 Kern County
Kern County Dept. of Human Services – Housing Resources
Provides emergency rental assistance and mortgage support.
📞 Phone: (661) 631-6000
California Rural Legal Assistance (CRLA) – Kern County
Offices in Bakersfield and Delano serving rural residents.
📞 Phone: (661) 725-4633 (Delano)
🌐 crla.org
🌟 Madera County
Madera County Housing Programs
Assists with rental, mortgage, and moving costs.
📞 Phone: (559) 675-7821
California Rural Legal Assistance (CRLA) – Madera
Provides legal aid for homeowners and tenants.
📞 Phone: (559) 674-2862
🌐 crla.org
🌟 San Luis Obispo County
San Luis Obispo County Social Services – Housing Support Program (HSP)
For CalWORKs families; offers rental help, case management, and moving support.
📞 Phone: (805) 781-1600
San Luis Obispo Legal Assistance Foundation (SLOLAF)
Provides free or low-cost legal aid for housing and mortgage cases.
📞 Phone: (805) 543-5140
Housing Authority of San Luis Obispo (HASLO)
Offers rental assistance, vouchers, and affordable housing programs.
📞 Phone: (805) 543-4478
✅ Final Thoughts
If you are falling behind on your mortgage or at risk of foreclosure, reach out to one or more of these organizations immediately. Many programs are time-sensitive and operate on limited funds.
At ROMINE GROUP, we know every situation is different. If you decide selling is your best option, we can help you sell off-market, fast, and with no repairs required.
📞 Call/Text: 559-254-8223
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